In the world of business, there is no such thing as predictability. Thankfully, when you are buying insurance to protect your business with Woodward Insurance Group, it doesn’t have to be. At Woodward Insurance Group, we know that creating the right business insurance package to fit your needs is a tall order.

To successfully navigate the maze of regulations, laws and coverage options that affect commercial insurance, you need a company that has been there. Woodward Insurance Group can help you build the most effective plan to insure your business.

It’s a fact of life that businesses need to keep their costs of operating down, especially in a difficult economy.Woodward Insurance Group can help you by providing affordable and complete strategies for protecting what you’ve worked so hard to build and grow- your business! We balance the unique needs of your business with a strategy to help reduce the financial impact unexpected losses can have on your business. Natural disasters, lawsuits and employee injuries never give advance notice before they happen!

How do you know what coverage your business needs? to protect it from unexpected losses?

By default, state regulations will determine some basic requirements for insuring your business. Most often commercial insurance and workers compensation insurance are proscribed by law or regulations, but do your needs stop there? Business insurance coverage can include a combination of the following options:

• Commercial Property
• Commercial Auto
• Professional Liability
• Worker’s Compensation
• Group Benefits
• Business Owners Policies (BOP)
• General Liability Insurance
• Errors & Omissions

Experience tells us that Commercial property insurance is one of the most important types of coverage to have. To get the most of its benefits it is important to understand all of the options available. What are the ways that commercial property insurance differs from other types of business insurance?

Commercial property insurance protects:

• Your office, building or other facilities
• Inventory
• Landscaping and fencing
• Outdoor signage

The Woodward Insurance Group is ready to assist you in making your business successful by reducing the risk of various unexpected losses or damages. If the unthinkable happens but you’re properly insured, it is far easier to recover. Speak to one of our knowledgeable agents today!

Is your business protected well enough from liabilities? General liability is one of the most common policies available today. It covers liability issues that result from personal injury including medical expenses.

General liability addresses accidents caused by mishaps onsite, as well as damages or injuries that occured as a result of using goods or services sold on the premises. It can be set up to cover supplimental court costs and expenses related to a claim or when defending a liability suit.

One of our skilled insurance agents can customize a policy for you that includes coverage to match the amount you need. The following are often included in a general liability line of insurance. They protect you from losses or liabilities from:

• Theft
• Fires
• Vandalism
• Bodily Injury
• Damage to property
• Negligence

Learn more about liability insurance from one of our knowledgable agents.